H O T    T O P I C S

BANKRUPTCY AND DEBT RELIEF

If you are unable to keep up payments to your creditors, bankruptcy may provide relief. There are two distinct consumer bankruptcy options available, Chapter 7, commonly called liquidation, and Chapter 13, commonly called wage-earner plans. Either Chapter may provide a method to immediately stop lawsuits, creditor phone calls, repossessions and foreclosures. Which bankruptcy may be best for you depends on factors such as income, value of assets and type of debts.

Our office provides free initial consultations to help you determine which, if any, may be best for you, and to provide you with accurate information regarding the consequences of any decision you may make. Please feel free to call and schedule a free, initial consultation to discuss these options.